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About Horizon Debt Group, LLC

“We are a private company advising a consumer who owes more debt than they can pay. We analyze each client’s situation and discuss his or her options. We charge a flat fee for enrollment that is paid from of the savings realized by the consumer when enrolled into a program. Furthermore, service fees are set by the state of Florida. Once we counsel a client and come to a mutual agreement as to the best action plan for handling their unsecured debt, we enroll them in the appropriate program which is administered by a 501(c)(3) Non-Profit Organization that has been operational since 2001. In this way, the consumer gets the best advice for them. Once enrolled, their program is being administered by a non-profit organization that will be there to see the client through until their debt is cleared up.”

The goal of most programs is to eliminate a consumer’s debt in 3 to 5 years depending on their situation. According to Chung, with the interest rates and balances most consumers experience today, it takes about 6 years to eliminate every $3000 in debt. Horizon Debt Group’s initial telephone consultations and debt analysis are free and open to any resident Chung is a member of the International Association of Professional Debt Arbitrators as well as the National Association of Certified Credit Counselors the United States.

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